Homebuyers Club

If you have less than perfect credit, then you know that it can be difficult to find a homeownership solution that works for you. The Jacksonville Housing and Credit Counseling Homebuyers Club offers participants a chance to explore a real possibility of homeownership. The ultimate goal is to encourage Homebuyer Club participants to save towards downpayment on a home and not depend solely on programs or special incentives. Homebuyers will have the tools and knowledge required to prepare for the mortgage application and approval process. Participants will work with counselors to:

-Determine whether or not homeownership is the right option at present time. 
-Understand the buying process
-Establish a monthly household budget and homebuying action plan. 
-Develop a savings plan aimed at resolving credit issues or establishing credit. 
-Work with realtors to assist in locating the right home. Understanding the importance
 of a home inspection and home warranty. Find the right financing term and rate. 
-Protect your most valuable investment. 
-Access community and neighborhood DPA Programs if applicable.

How do I join?

Prospective homebuyers are interviewed by Jacksonville Housing and Credit Counseling Staff. to ascertain readiness for purchasing a home. Upon completion of the interview, a determination shall be made on whether or not to accept participant into the program. Acceptance into the program will be strictly based opon the ability to qualify for a mortgage loan within a six-month time frame.

How often are the Homebuyers Club meetings?

The Homebuyers Club meets the second Saturday of each month for education and training. Participants shall meet with their counselor as required to resolve issues that may prevent them from obtaining a mortgage loan. Training sessions last between 1-2 hours.


There is a $150.00 fee for individuals and $200.00 per couples to join the Homebuyers Club . The fee is to cover cost associated with intensive credit counseling over an extended period of time.


Individual Enrollment Fee $150.00
Couple Enrollment Fee $200.00


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                 2120 Corporate Square Blvd, Suite 26,  Jacksonville, FL 32216

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